...Managing the overall Credit Underwriting / Loan Sanction of Home Loan proposals which includes Scrutinising / verification of all documents (Income, KYC), Conducting PD and recommending the cases for final approval. Rejection of non-doable cases with appropriate reasons....
...policy.
Financial Analysis of the balance sheets &Key Ratio Analysis
Customer Interaction/servicing Understanding Loan products / Credit policy and customer needs.
Sanctioning and disbursement of loans.
Conducting Personal discussion with applicants. Follow up with...
...secured business loan (Suvarna) portfolios.
• Collaborate with credit and subject matter experts to expedite loan approvals.
•... ...achieve business targets.
• Familiarity with collections and recoveries processes.
• Accountable for maintaining portfolio quality at...